# Sageway Lending > Sageway Lending is a small-business funding broker at 140 N Spring St, Burlington, NC 27217 (phone (336) 505-7297). It helps businesses in Graham, NC and across Alamance County, North Carolina; and in Burlington, NC (Alamance and Guilford counties), explore funding options. Sageway Lending passes business funding requests from Burlington, NC and Alamance County, NC to funding partners: working capital, equipment financing, term loans, lines of credit, inventory financing and merchant cash advances. Sageway Lending is a broker, not a lender. A request is passed to independent funding partners, and each partner reviews it and makes its own decision. Sageway Lending is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Sageway Lending does not arrange funding for trucking, agriculture, startups without revenue, real estate purchases, building work or personal and consumer loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 140 N Spring St, Burlington, NC 27217, United States - Phone: (336) 505-7297 - Apply: https://sagewaylending.com/apply/ - Places: Graham, NC and all of Alamance County, North Carolina; also Burlington, NC (Alamance and Guilford counties) - Language: English ## Funding options - [Business Financing Options in Burlington, NC, From Payroll Cover to a Practice Buy-In](https://sagewaylending.com/business-loans/): Match the purchase to the product: one-time buys suit a term loan or equipment financing, repeating costs suit a line of credit, and a merchant cash advance is collected from card sales rather than repaid as a loan. - [Working Capital Loans in Burlington, NC When Supplier Bills Land Before Sales Do](https://sagewaylending.com/business-loans/working-capital/): Working capital covers running costs while revenue catches up. Long-lived purchases such as equipment or a buy-in fit other products better. - [Business Term Loans in Burlington, NC for a Dental Buy-In or a Second Storefront](https://sagewaylending.com/business-loans/term-loans/): A term loan fits a one-time purchase with a long payoff, such as buying into a practice or buying an existing shop. Repeating costs fit a line of credit better. - [Business Lines of Credit in Burlington, NC for HVAC Parts, Repairs and Lean Weeks](https://sagewaylending.com/business-loans/line-of-credit/): Parts, repairs and stock that keep recurring are what a credit line is shaped around. Interest runs only on what is drawn, and paying down the balance frees the limit for the next draw. - [Inventory Financing in Burlington, NC for Grocery Shelves, Store Stock and Parts](https://sagewaylending.com/business-loans/inventory-financing/): Inventory financing pays for stock ahead of sales, with repayment and any collateral set by the provider. Fixtures, POS systems and other equipment belong on equipment financing. - [Equipment Financing in Burlington, NC: Walk-In Coolers, Dental Chairs and Shop Machines](https://sagewaylending.com/equipment-financing/): Equipment financing can spread an identified asset’s cost over an agreed schedule. A lease can have different ownership, return or purchase terms, so compare the complete obligations of both structures. - [Merchant Cash Advance in Burlington, NC: Collected From the Card Sales a Shop Already Takes](https://sagewaylending.com/merchant-cash-advance/): A merchant cash advance is a sale of future card receipts, not a loan. Its cost is set by a factor rate, and only a business with steady card sales is a fit. ## Industries - [Business Loans by Industry in Burlington, NC: Kitchens, Clinics, Trades and Stores](https://sagewaylending.com/industries/): Trades are grouped into four bands: kitchens, grocers and lodging; practices, daycares and agencies; garages, storefronts and salons; crews, contractors and machine shops. Each short note names what the money buys and the funding type that fits it. - [Construction Business Loans in Burlington, NC: Materials, Excavators and Skid Steers](https://sagewaylending.com/industries/construction/): Machines with a long working life, like a mini excavator or a skid steer, fit equipment financing. Materials and payroll that come due before a job is paid fit working capital or a line of credit. This site does not finance land, buildings or project-based construction lending. - [Business Loans for Retail in Burlington, NC: Display Cases, POS Terminals and New Stock](https://sagewaylending.com/industries/retail/): Fixtures and POS equipment last for years and fit equipment financing. For goods that sell and are replenished, the page uses inventory funding or a revolving credit line. Work on the store building and buying the building are outside this site. - [Burlington, NC Restaurant Loans: Combi Ovens, Walk-In Coolers and Food Orders](https://sagewaylending.com/industries/restaurants/): Kitchen equipment fits equipment financing; food orders and slow-week payroll fit a line of credit or working capital. Startups without revenue, buying the building and work on the building are outside this site. - [Burlington, NC Dental Office Loans: Dental Chairs, CBCT Scanners and a Practice Purchase](https://sagewaylending.com/industries/dental-practices/): Chairs, scanners and sterilizers fit equipment financing. Buying a practice or a share of one fits a term loan. Lab bills fit a line of credit. The building and work on it are outside this site, as is patient financing. - [Medical Practice Loans in Burlington, NC: Exam-Room Equipment and Claim Delays](https://sagewaylending.com/industries/medical-practices/): Exam tables, diagnostic equipment and EHR hardware fit equipment financing. Payroll during claim delays fits working capital or a line of credit. Buying an existing practice can be a term loan; the building is outside this site. - [Auto Repair Shop Loans in Burlington, NC: Parts Inventory, Two-Post Lifts and Scan Tools](https://sagewaylending.com/industries/auto-repair/): An operating repair shop can separate diagnostic equipment from parts stock and technician payroll. This page matches those costs to equipment financing, inventory funding or working capital, with local employer and nonemployer evidence. - [Burlington, NC Landscaping Equipment Financing for Zero-Turn Mowers and Crew Payroll](https://sagewaylending.com/industries/landscaping/): A landscape crew can put mowers and trailers on an equipment schedule while using working capital or a credit line for defined payroll and supplier gaps. Permanent site work and crew trucks are outside this page. - [Grocery Store Loans in Burlington, NC: Refrigerated Cases and Supplier Terms](https://sagewaylending.com/industries/grocery-stores/): A grocery or convenience store can finance movable refrigeration and fixtures while using inventory or working-capital funding for wholesale orders. This page distinguishes those costs from property work and uses the correct NAICS labels for county and ZIP figures. - [Burlington, NC Daycare Center Financing for Classroom Furniture and Classroom Expansion](https://sagewaylending.com/industries/child-care/): An operating child care provider can separate movable classroom and indoor play equipment from payroll and permanent site work. Equipment financing and working capital address different needs; this page makes no licensing claims or promises of approval. - [Machine Shop Loans in Burlington, NC for CNC Mills, Lathes and Material Runs](https://sagewaylending.com/industries/machine-shops/): A machine shop can separate durable machinery and tooling from material runs and second-shift payroll. This page matches those needs to equipment or working-capital funding and keeps permanent plant work out of the request. - [Coffee Shop Loans in Burlington, NC for Espresso Machines, Grinders and Pastry Cases](https://sagewaylending.com/industries/coffee-shops/): An operating cafe can separate durable machines from beans, supplies and payroll. This page matches those needs to equipment financing or working capital and treats a second location as an existing-business expansion, not a startup or a construction project. - [Burlington, NC Gas Station Loans: Reach-In Coolers, Checkout Equipment and Store Stock](https://sagewaylending.com/industries/gas-stations-convenience-stores/): This page covers the operating convenience store’s movable equipment and nonfuel stock, not the property or fuel side of the business. Equipment financing and working capital serve different costs; dispensers, tanks, canopies and site work are excluded. - [HVAC Business Loans in Burlington, NC for Jetters, Diagnostic Tools and Slow-Paying Jobs](https://sagewaylending.com/industries/plumbing-hvac/): A plumbing or HVAC contractor can separate tools and parts stock from payroll and customer payment gaps. Equipment and working capital serve those different needs; permanent building systems and property work are excluded. - [Insurance Agency Loans in Burlington, NC: Office Technology and a Book Purchase](https://sagewaylending.com/industries/insurance-agencies/): An insurance agency can separate durable office equipment from payroll and commission timing. A term loan may fit the business side of an agency or book acquisition, while the premises and startup funding are excluded. ## Tools and calculators - [Burlington, NC Funding Tools and Checklists: State Registration Links and a Markup Worksheet](https://sagewaylending.com/resources/): One worksheet with the loan payment calculator, four trade checklists and five official links. The checklists list what a funding partner may look at; the partner decides what it needs. - [Markup Percentage, Worked Step by Step for Burlington, NC Retailers and Restaurant Menus](https://sagewaylending.com/resources/markup-percentage-calculator/): Markup = (price - cost) / cost x 100; margin divides by price instead. The calculator here works loan payments, not markup. ## Communities near Burlington, NC - [Business Loans in Burlington, NC: What Alamance County, NC Figures Say About Local Trades](https://sagewaylending.com/burlington-nc/): Machine tools, freezer cases, fryer lines and operatory chairs are equipment; food orders and irrigation stock repeat; buying a practice or a shop is a term-loan case; buying the building is outside this site. Alamance County, NC figures describe the county, not the city. - [Alamance County, NC Business Funding: The Burlington, NC Office and a Graham, NC Page](https://sagewaylending.com/service-areas/): Two place pages, Burlington, NC and Graham, NC, carry local Census figures. A business elsewhere in Alamance County, NC reaches Sageway Lending by the same phone number or the short request form. - [Business Loans in Graham, NC for Downtown Shops, Trades and Kitchens](https://sagewaylending.com/service-areas/graham-nc/): Graham, NC figures here are ZIP 27253 counts, and the city covers about 10.6% of that ZIP's land. Equipment, stock and buying an existing business can go to funding partners; buying the building cannot. ## Company - [Small Business Loans in Burlington, NC for Storefronts, Kitchens and Service Trades](https://sagewaylending.com/): Six kinds of business funding for Burlington, NC owners, arranged through funding partners who make their own decisions. A Burlington, NC owner can begin by phone or with the short form. - [How to Get a Business Loan in Burlington, NC: One Call, Your Statements, a Partner Review](https://sagewaylending.com/how-it-works/): Call or send the short form, provide records when a partner asks, wait for its review, then compare any offer. The business is not committed to anything before it signs an agreement. - [Burlington, NC Business Funding FAQ for Restaurants, Contractors and Dental Offices](https://sagewaylending.com/faq/): Five questions owners search for, answered with worked examples. Funding partners make every decision, and the examples use invented figures. - [About Sageway Lending: Burlington, NC Business Funding for Alamance County, NC Trades](https://sagewaylending.com/about/): Sageway Lending, based in Burlington, NC, sets an operating business's funding request in front of independent funding partners. Each partner reviews the request and decides, and nothing binds the business until it signs an agreement. - [Contact Sageway Lending in Burlington, NC About Payroll Cover or New Equipment](https://sagewaylending.com/contact/): Two routes reach Sageway Lending: the phone at (336) 505-7297 and the short request form. This page also lists the Burlington, NC office street and a map that loads only when asked. - [Apply for Small Business Funding in Burlington, NC With One Short Request Form](https://sagewaylending.com/apply/): One short form starts a Burlington, NC funding request: name, phone, email, company, three ranges and consent. A call covers the purchase, and a funding partner asks for records only if it takes the request up. - [Disclosures for Sageway Lending, Burlington, NC](https://sagewaylending.com/disclosures/): Sageway Lending passes requests to independent funding partners and does not make loans or decide on them. Partners set rates, terms and costs, may decline, and nothing binds a business until it signs. ## Optional - [Full text of every page](https://sagewaylending.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://sagewaylending.com/sitemap.xml)